REPAIR. REBUILD. REPOSITION.

Pricing & memberships

Choose your credit blueprint

One clear investment. A guided process built around your credit goals.

Special pricing through November 20
01

The Foundation Refinery

3 months of credit repair

$150

What's included

  • 3 months of credit repair services
  • No monthly program payments
  • Active credit monitoring required through SmartCredit ($30/month)
  • Monitoring must remain active for your program duration
  • Disputes sent within 24–72 hours after sign-up once onboarding is complete
Start my blueprint
02

The Elevation Refinery

6 months of credit repair

$350

What's included

  • 6 months of credit repair services
  • No monthly program payments
  • Active credit monitoring required through SmartCredit ($30/month)
  • Monitoring must remain active for your program duration
  • Disputes sent within 24–72 hours after sign-up once onboarding is complete
Start my blueprint
03

The Legacy Refinery

12 months of credit repair

$600

What's included

  • 12 months of credit repair services
  • No monthly program payments
  • Active credit monitoring required through SmartCredit ($30/month)
  • Monitoring must remain active for your program duration
  • Disputes sent within 24–72 hours after sign-up once onboarding is complete
Start my blueprint

Credit repair rounds

1 round — $502 rounds — $90

One payment covers your entire selected program. Stay consistent, follow the process, and let's work together toward your credit goals.

After checkout, check your email for onboarding instructions. They may take 15–30 minutes to arrive.

Our Services

More Than Credit Repair. A Strategy for Your Future.

Our services are designed to provide education, guidance, and personalized strategies based on your individual credit profile and financial goals.

Credit Report Review

Gain a better understanding of what’s appearing on your credit reports and identify areas that may require attention.

Credit Restoration Support

Receive guidance regarding potentially inaccurate, incomplete, or unverifiable information appearing on your credit reports.

Credit Education

Learn how credit scores and reports work so you can make more informed financial decisions.

Credit-Building Strategies

Develop healthier credit habits and personalized strategies designed to support long-term credit improvement.

Personalized Credit Guidance

Your financial situation isn’t identical to anyone else’s. We take your individual goals and circumstances into consideration when developing your strategy.

Why clients choose us

Why The Credit Refinery

Personalized approach

No two credit profiles are exactly alike. We focus on your individual situation, goals, and areas of opportunity.

Education first

We don’t want you to simply see a better number—we want you to understand why your credit changed and how to maintain healthy credit habits.

Transparency

No unrealistic promises. No overnight-success claims. Just clear communication, realistic expectations, and a strategic approach.

Professional support

From your initial review through your credit-building journey, our goal is to provide organized, professional guidance along the way.

Long-term mindset

Credit improvement shouldn’t end when a service ends. We focus on helping you develop knowledge and habits that can support your financial future.

Our personalized approach

Your credit journey, your way

Your credit. Your goals. Your future.

We understand that everyone’s credit journey is different. That’s why we don’t believe in a one-size-fits-all approach.

We begin by understanding your current credit profile and financial goals. From there, we help identify areas of concern, opportunities for improvement, and practical steps you can take toward building healthier credit habits.

Your Refinery journey is built around where you are today—and where you want to go next.

Testimonials

Real Experiences. Real People. Real Progress.

See what our clients have to say about their experience with The Credit Refinery.

The Credit Refinery gave me a completely different understanding of my credit. I finally felt like I knew what I was looking at and what steps I needed to take.

I loved how organized and professional the process was. I never felt like I was just another client.

The education was just as valuable as the credit support. I learned things about my credit that I wish I had known years ago.

The Credit Refinery gave me a completely different understanding of my credit. I finally felt like I knew what I was looking at and what steps I needed to take.

I loved how organized and professional the process was. I never felt like I was just another client.

The education was just as valuable as the credit support. I learned things about my credit that I wish I had known years ago.